Don’t Waste Money On Dental Insurance!
Wayne NJ Dentist Shares Need To Know Dental Insurance Info
It’s that time of year again, with Halloween in the rear-view mirror, and the turkey roasting, window shopping, snow days, and the Holiday season are on the horizon.
Aside from all of the Holiday cheer, the end of each year is also the time for you to make sure you’ve maximized all of your dental insurance benefits.
As you can read on this post, the end of each year is when virtually all dental insurance policies expire.
This means that any existing dental insurance benefits you have yet to use in 2016 will be lost entirely come January 1 2017.
This is true whether you belong to a employer provided network, PPO, HMO, or carry any other individual dental insurance.
If you don’t take advantage of your dental insurance benefits by using ALL OF THE MONEY you’ve already paid into your policy, then you are wasting money on dental insurance!
How Can You Get A FREE Dental Exam & Teeth Cleaning in Wayne NJ?
You may already have it coming to you, it’s like money in the bank right now. Just call or login to your dental insurance policy to ensure you won’t be wasting any money this year.
Most of our patients with insurance realize that they do actually have unused dental insurance benefits still available.
This is exactly why we encourage you to first check your policy, then secondly, call us to schedule your regular 6 month exam & teeth cleaning.
If you do in fact have dental insurance benefits remaining for 2016, then it could me a FREE exam & cleaning for you!
Do All Dental Insurance Benefits Expire Each Year?
It’s always best to check your individual dental insurance policy to ensure that you’re not wasting any money or benefits still available to you.
Most dental insurance plans use a 12 month cycle, meaning that every January 1st all available funds remaining in your deductible will disappear.
Many people do not realize that unused dental insurance benefits do not carry over to the next year, and let hundreds (or even thousands) of dollars’ worth of benefits go to waste.
Nobody wants to waste money on dental insurance.
For more info on how dental insurance works, check out this post.
Whether you have an employer provided plan or a private individual policy chances are that your plan will expire at the end of the year.
This is true if you have Delta Dental, Blue Cross/Blue Shield, Aetna, MetLife, Cigna, or Humana – just to name a few of the major dental insurance providers.
How To Not Waste Money On Your Dental Insurance Benefits?
As dental patients ourselves, we understand that insurance is an essential part of taking care of our teeth and gums – along with the rest of our overall health too.
But we also understand that sometimes a dental insurance policy from Delta Dental, Blue Cross/Blue Shield, Aetna, MetLife, Cigna, Humana, or any of the insurance carriers may be cost-prohibitive to some NJ residents.
The time of dental treatment varies depending on what is required for each individual patient.
While any dental health treatment is never dictated by insurance, if you have any treatment that remains to be completed, or you have any dental health concerns at all, it would be very useful for you to come in before the end of the year.
If you paid for dental care during this year at all, then your insurance company could cover a higher percentage of your treatment costs.
Here at Wayne Dental Arts, we recommend patients visiting sooner rather than later to provide enough time for patients to comfortably schedule present and future dental appointments.
In many instances where people have insurance benefits unused, patients could find themselves entitled to a 100% free dental checkup if more than six months has elapsed since your previous dental office visit.
On top of that, most dental insurance providers (like Delta Dental, Blue Cross/Blue Shield, Aetna, MetLife, Cigna, or Humana…etc.), will also cover teeth cleanings during the actual checkup.
Wayne NJ Dentist: Wayne Dental Arts by Frank V. Maldonado, D.D.S.
Dr. Frank Maldonado provides all phases general & cosmetic dentistry with expertise ranging from porcelain veneers to dental implants, crowns and bridges. Dr. Maldonado promises to provide you with the highest level of comfort and care possible.
Let us give you a smile you’re happy to share with others. Modern dental techniques make it easier than ever for you to have a bright, attractive smile.
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This post originally appeared on the dental health blog of Dr. Joseph Haddad and has been republished here with permission.
Tags: Aetna, annual insurance benefits, Anthem, Blue Cross Blue Shield, Cigna, Delta Dental, dental health, dental health savings, dental insurance, dental insurance benefits, dental insurance benefits expire, Humana, unused dental insurance benefits
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