Your Dental Insurance Benefits Expire Every Year?
Wayne NJ Dentist Shares Dental Insurance Benefits Info
Summer seems like it came and went, Halloween went off last weekend, & Thanksgiving is just around the corner.
Before we get to all the turkey roasting, window shopping, first snow of the season, and the Holiday hustle and we wanted to take the time to alert our dental patients about your expiring dental insurance benefits.
Dental insurance benefits expire each year.
Whether you belong to an employer provided network, PPO, HMO, or carry any other individual dental insurance, your benefits do not roll over to the next year.
This means that any existing dental insurance coverage or flexible spending funds you have remaining will be lost entirely come January 1 2016.
Do You Have Unused Insurance Benefits Remaining?
If you have not used all of the funds available to you, any remaining benefits remaining will be completely lost.
Also, many changes in the new health care law may affect your dental insurance coverage.
We encourage all of our patients to call us early to arrange an appointment for a routine cleaning & exam – if you have remaining dental benefits it could be 100% free!
Call us today at (973) 694-8625, or schedule your appointment online.
Our office will be closed intermittently over the holiday season, and scheduling times around this time of year tend to fill up quickly.
We urge you to call our Wayne NJ dentist office to schedule a checkup, cleaning, or any other overdue dental treatment.
To see if you may have remaining benefits, contact your insurance agency or go online & login to your account.
Do All Dental Insurance Benefits Expire at the End of the Year?
Most dental insurance plans follow a 12 month cycle, which means that on January 1st 2016, any unused funds that you have remaining will be lost.
If you haven’t visited our office for your 6 month checkup, you may be eligible for a FREE dental checkup exam & cleaning.
Virtually all major dental health insurance providers like Delta Dental, Blue Cross/Blue Shield, Aetna, MetLife, Cigna, or Humana – just to name a few – all expire at the end of each year.
Wayne NJ Dentist Offers Advice for Expiring Insurance Benefits
We understand that your dental insurance is an essential part of taking care of our teeth and gums – along with your overall health too!
We also understand that not everyone can afford good dental insurance.
The time of recommended dental health treatment varies depending on what is required for each individual patient. 4
This is why it is so important to remember when looking at your insurance benefits that all of the money you paid towards your deductible for 2015 will reset on January 1, 2016 – and it will continue to happen every year.
If you paid for any dental treatment during 2015, your insurance company could wind up covering a higher percentage of your costs.
The only way to find out is to login to your account, or call your dental insurance provider.
What If You Have Unused Dental Insurance Benefits Available?
At Wayne Dental Arts, we recommend to all patients with available insurance or flexible spending funds to contact us immediately to schedule an appointment before the busy Holiday season.
You could find yourself entitled to a 100% free dental checkup & exam if more than six months has elapsed since your last visit.
Most dental insurance providers (like Delta Dental, Blue Cross/Blue Shield, Aetna, MetLife, Cigna, or Humana…etc.), will also cover teeth cleanings during the actual checkup.
Your trusted Wayne NJ dentist can help by discussing with you the advantages of maximizing your insurance benefits before the end of the year – just call us at (973) 694-8625.
Wayne NJ Dentist: Wayne Dental Arts office of Frank V. Maldonado, D.D.S.
If you have unused dental insurance benefits or flexible spending funds available…call us to schedule your appointment today at (973) 694-8625.
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